{"id":4427,"date":"2026-07-06T09:38:05","date_gmt":"2026-07-06T07:38:05","guid":{"rendered":"https:\/\/bwlaw.de\/practice-areas\/debt-collection\/"},"modified":"2026-10-23T22:39:32","modified_gmt":"2026-10-23T20:39:32","slug":"debt-collection","status":"publish","type":"page","link":"https:\/\/bwlaw.de\/en\/practice-areas\/debt-collection\/","title":{"rendered":"Your debtor will not pay? We collect debts in Germany."},"content":{"rendered":"\n<div id=\"progress\" aria-hidden=\"true\"><\/div>\n\n<header>\n  <div class=\"wrap\">\n    <a href=\"\/en\/\" class=\"brand\" aria-label=\"BWLAW \u2013 home\"><img loading=\"lazy\" decoding=\"async\" src=\"\/wp-content\/themes\/bwlaw-child-1\/assets\/img\/logo-bw.png\" alt=\"BWLAW \u2013 law firm in Germany\" width=\"42\" height=\"28\"><\/a>\n    <nav aria-label=\"Main navigation\">\n      <a href=\"https:\/\/bwlaw.de\/en\/practice-areas\/construction-law\/\">Construction law<\/a>\n      <a href=\"https:\/\/bwlaw.de\/en\/practice-areas\/debt-collection\/\" class=\"active\" aria-current=\"page\">Debt collection<\/a>\n      <a href=\"https:\/\/bwlaw.de\/en\/practice-areas\/company-formation\/\">Corporate law<\/a>\n      <a href=\"https:\/\/bwlaw.de\/en\/practice-areas\/employment-law\/\">Employment law<\/a>\n      <a href=\"\/en\/defective-car-from-germany\/\">Cars<\/a>\n      <a href=\"https:\/\/bwlaw.de\/en\/knowledge-base\/\">Knowledge base<\/a>\n      <a href=\"\/en\/#zespol\">Team<\/a>\n    <\/nav>\n    <a href=\"#kontakt\" class=\"btn\">Contact us <span class=\"arr\">\u2192<\/span><\/a>\n    <button class=\"burger\" aria-label=\"Menu\">\u2630<\/button>\n  <\/div>\n<\/header>\n\n<!-- HERO -->\n<section class=\"shero\">\n  <div class=\"glow\"><\/div>\n  <div class=\"wrap\">\n    <div>\n      <nav class=\"crumbs\" aria-label=\"Breadcrumbs\"><a href=\"\/en\/\">Home<\/a><span>\/<\/span><a href=\"\/en\/#specjalizacje\">Practice areas<\/a><span>\/<\/span><b>Debt collection<\/b><\/nav>\n      <span class=\"eyebrow\">Debt collection in Germany<\/span>\n      <h1>Your debtor will not pay? <em>We collect debts in Germany.<\/em><\/h1>\n      <p class=\"lead\">We handle debt collection from the first demand letter to enforcement \u2014 as lawyers, not a collection agency. A letter from a law firm makes a different impression than another reminder, and if needed the same file proceeds to lawsuit and enforcement \u2014 including in Poland.<\/p>\n      <div class=\"cta-row\">\n        <a href=\"#kontakt\" class=\"btn\">Send your invoices for review <span class=\"arr\">\u2192<\/span><\/a>\n        <a href=\"tel:+4933555310969\" class=\"btn ghost\" style=\"color:#fff\">\u260e +49 335 553 10969<\/a>\n      <\/div>\n      <div class=\"badges\">\n        <span class=\"badge\">Demand letter \u00b7 payment order<\/span>\n        <span class=\"badge\">European order for payment<\/span>\n        <span class=\"badge\">Enforcement \u2014 also in Poland<\/span>\n      <\/div>\n    <\/div>\n    <div class=\"ph rv\"><img decoding=\"async\" src=\"\/wp-content\/themes\/bwlaw-child-1\/assets\/img\/karolina-telefon.webp\" alt=\"Debt collection in Germany \u2013 our firm contacting the debtor\" fetchpriority=\"high\"><\/div>\n  <\/div>\n<\/section>\n\n<style 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var(--line);border-radius:22px;padding:clamp(1.1rem,3vw,1.7rem)}\n.bwx-flow__track{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:.8rem;position:relative}\n.bwx-flow__track:before{content:\"\";position:absolute;left:12%;right:12%;top:27px;height:3px;background:linear-gradient(90deg,#E8946B,var(--terra) 70%,var(--terra-dark));border-radius:3px}\n.bwx-flow__track li{position:relative;text-align:center;font-size:.84rem;line-height:1.45;color:var(--ink-soft)}\n.bwx-flow__ico{position:relative;z-index:1;display:flex;align-items:center;justify-content:center;width:56px;height:56px;margin:0 auto .7rem;border-radius:50%;background:#fff;border:3px solid var(--terra);color:var(--terra)}\n.bwx-flow__track li.is-key .bwx-flow__ico{background:var(--terra);color:#fff}\n.bwx-flow__track b{display:block;font-family:var(--font-head);font-size:.98rem;color:var(--ink);margin:0 0 .2rem}\n\/* zdj\u0119cie w prawej kolumnie .case *\/\n.bwx-case-ph{position:relative;margin:0;min-height:340px}\n.bwx-case-ph img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 40%}\n@media(max-width:1020px){.bwx-case-ph{min-height:0;aspect-ratio:4\/3}}\n@media(max-width:900px){\n .bwx-split{grid-template-columns:1fr}\n .bwx-side{max-width:420px;aspect-ratio:4\/3.3}\n .bwx-sticky{position:static}\n .bwx-flow__track{grid-template-columns:1fr;gap:0}\n .bwx-flow__track:before{left:27px;right:auto;top:28px;bottom:28px;width:3px;height:auto;background:linear-gradient(180deg,#E8946B,var(--terra) 70%,var(--terra-dark))}\n .bwx-flow__track li{display:grid;grid-template-columns:56px 1fr;column-gap:.9rem;text-align:left;padding:0 0 1rem}\n .bwx-flow__track li:last-child{padding:0}\n .bwx-flow__ico{grid-row:1\/3;margin:0}\n}\n@media(max-width:640px){\n .bwx-stats{grid-template-columns:1fr;gap:.5rem}\n .bwx-stats div{display:flex;align-items:baseline;gap:.8rem;padding:.65rem .85rem}\n .bwx-stats b{flex:0 0 6.2rem;font-size:1.2rem;margin:0}\n .bwx-vj__bar{font-size:.72rem}\n}\n<\/style>\n<!-- ETAPY -->\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <div class=\"sec-head rv\">\n      <span class=\"eyebrow\">The whole chain in one firm<\/span>\n      <h2>Four stages of effective debt collection in Germany<\/h2>\n      <p>Not every stage is always needed \u2014 many debtors pay after the first lawyer\u2019s letter. Strategy depends on the amount, the documents and the debtor\u2019s behaviour.<\/p>\n    <\/div>\n    <div class=\"bwx-split bwx-split--top\"><div class=\"steps bwx-steps rv d1\">\n      <div class=\"stp\"><span class=\"bwx-ico\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"5.5\" width=\"18\" height=\"13\" rx=\"2\"\/><path d=\"m3.5 7 8.5 6.5L20.5 7\"\/><\/svg><\/span><div><b>Demand letter (Mahnung)<\/b><p>A lawyer\u2019s demand with a deadline, interest and notice of next steps. From default onward the debtor bears the recovery costs.<\/p><\/div><\/div>\n      <div class=\"stp\"><span class=\"bwx-ico\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M14 3.5H6.5a2 2 0 0 0-2 2v13a2 2 0 0 0 2 2h11a2 2 0 0 0 2-2V9z\"\/><path d=\"M14 3.5V9h5.5M8 13h7M8 16.5h4.5\"\/><\/svg><\/span><div><b>Court payment order (Mahnbescheid)<\/b><p>The simplified order-for-payment procedure \u2014 a fast, cheap route to an enforceable title where the debtor does not contest the claim. Cross-border we also use the European order for payment.<\/p><\/div><\/div>\n      <div class=\"stp\"><span class=\"bwx-ico\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v16.5M7.5 20.5h9M4.5 7h15\"\/><path d=\"M4.5 7 2 13a2.6 2.6 0 0 0 5 0zM19.5 7 17 13a2.6 2.6 0 0 0 5 0z\"\/><\/svg><\/span><div><b>Payment lawsuit<\/b><p>If the debtor raises objections, we represent you before the competent court \u2014 across Germany. If you win, the debtor generally bears the costs.<\/p><\/div><\/div>\n      <div class=\"stp\"><span class=\"bwx-ico\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M15.5 8.6a4.2 4.2 0 1 0 0 6.8M7 10.8h6M7 13.2h6\"\/><\/svg><\/span><div><b>Enforcement (Zwangsvollstreckung)<\/b><p>A title is not yet money \u2014 so we enforce it: seizing accounts, receivables and assets, working with the bailiff, asset disclosure.<\/p><\/div><\/div>\n    <\/div><figure class=\"bwx-ph bwx-side rv d1\"><img src=\"\/wp-content\/themes\/bwlaw-child-1\/assets\/img\/karolina-unterlagen-2026.webp\" srcset=\"\/wp-content\/themes\/bwlaw-child-1\/assets\/img\/karolina-unterlagen-2026-560.webp 560w, \/wp-content\/themes\/bwlaw-child-1\/assets\/img\/karolina-unterlagen-2026.webp 900w\" sizes=\"auto, (max-width: 900px) 92vw, 380px\" width=\"900\" height=\"1125\" alt=\"Dr. Karolina Wr\u00f3blewska reviewing documents at her desk\" loading=\"lazy\" decoding=\"async\" style=\"object-position:50% 30%\"><figcaption><b>Dr. Karolina Wr\u00f3blewska<\/b><\/figcaption><\/figure><\/div>\n    <div class=\"bwx-stats rv d2\"><div><b>9 points<\/b><span>above the base rate: default interest on payment claims where no consumer is involved (sec.\u00a0288 (2) BGB)<\/span><\/div><div><b>\u20ac40<\/b><span>lump sum for late payment by a business, credited against recovery costs (sec.\u00a0288 (5) BGB)<\/span><\/div><\/div>\n    <div class=\"hl rv\">\n      <span class=\"eyebrow\">Mind the deadline<\/span>\n      <h3>Limitation: 3 years from the end of the year<\/h3>\n      <p>Under German law, the standard limitation period is 3 years from the end of the year in which the claim arose. A 2023 invoice becomes time-barred at the end of 2026. If Polish law applies, different periods apply, see <a href=\"https:\/\/bwlaw.de\/en\/debt-collection-poland\/\">Debt collection in Poland<\/a>. These are general rules \u2014 depending on the contract and type of claim the period and its start may differ (e.g. from acceptance). The older the receivable, the harder the recovery.<\/p>\n    <div class=\"bwx-vj\" role=\"group\" aria-label=\"Graphic: limitation of an invoice from 2023\"><p class=\"bwx-eye\">Example: invoice from 2023<\/p><div class=\"bwx-vj__bar\"><div class=\"bwx-vj__y0\">2023: claim arises<\/div><div class=\"bwx-vj__y1\">2024<\/div><div class=\"bwx-vj__y2\">2025<\/div><div class=\"bwx-vj__y3\">2026<\/div><\/div><p class=\"bwx-vj__lab\"><span>Start: end of 2023<\/span><span>Expiry: 31 Dec 2026<\/span><\/p><p class=\"bwx-vj__note\">The standard limitation period is 3 years (sec.\u00a0195 BGB). It runs from the end of the year in which the claim arose and the creditor knew or should have known of the claim and the debtor (sec.\u00a0199 (1) BGB).<\/p><\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<!-- QUIZ KWALIFIKACJI SPRAWY -->\n<section class=\"sec alt\" id=\"quiz-sekcja\">\n  <div class=\"wrap\">\n    <div class=\"sec-head rv\">\n      <span class=\"eyebrow\">Quiz \u2014 60 seconds<\/span>\n      <h2>Is your claim recoverable? A 60-second quiz<\/h2>\n      <p>Four questions about the debt and your documents \u2014 with a first assessment of your chances at the end.<\/p>\n    <\/div>\n    <div class=\"quiz rv d1\" id=\"quiz\">\n      <div class=\"qz-prog\"><i><\/i><\/div>\n      <span class=\"qz-count\"><\/span>\n      <h3><\/h3>\n      <div class=\"qz-opts\"><\/div>\n      <div class=\"qz-res\">\n        <div class=\"verdict\"><\/div>\n        <p><\/p>\n        <a href=\"#kontakt\" class=\"btn\">Send your invoices for review <span class=\"arr\">\u2192<\/span><\/a>\n        <button class=\"qz-restart\" type=\"button\">\u21ba Start over<\/button>\n      <\/div>\n      <p class=\"qz-note\">The quiz gives a first orientation and does not replace legal advice \u2014 the outcome depends on details we assess individually.<\/p>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- DLA KLIENT\u00d3W DE \/ TRANSGRANICZNE -->\n<section class=\"sec alt\">\n  <div class=\"wrap\">\n    <div class=\"sec-head rv\">\n      <span class=\"eyebrow\">Cross-border<\/span>\n      <h2>Germany and Poland \u2014 we enforce on both sides<\/h2>\n    <\/div>\n    <figure class=\"bwx-flow rv d1\" role=\"group\" aria-label=\"Graphic: enforcing a Polish title in Germany under the Brussels Ia Regulation\"><p class=\"bwx-eye\">Polish title, enforcement in Germany<\/p><ol class=\"bwx-flow__track\"><li><span class=\"bwx-flow__ico\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M14 3.5H6.5a2 2 0 0 0-2 2v13a2 2 0 0 0 2 2h11a2 2 0 0 0 2-2V9z\"\/><path d=\"M14 3.5V9h5.5M8 13h7M8 16.5h4.5\"\/><\/svg><\/span><b>Title in Poland<\/b><span>judgment or order for payment (Art.\u00a02(a) Brussels Ia)<\/span><\/li><li><span class=\"bwx-flow__ico\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"m8 12.3 2.8 2.8 5.4-5.6\"\/><\/svg><\/span><b>Certificate<\/b><span>issued by the Polish court on application (Art.\u00a053 Brussels Ia)<\/span><\/li><li><span class=\"bwx-flow__ico\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"5.5\" width=\"18\" height=\"13\" rx=\"2\"\/><path d=\"m3.5 7 8.5 6.5L20.5 7\"\/><\/svg><\/span><b>Service<\/b><span>of the certificate on the debtor before the first enforcement measure (Art.\u00a043(1))<\/span><\/li><li class=\"is-key\"><span class=\"bwx-flow__ico\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M15.5 8.6a4.2 4.2 0 1 0 0 6.8M7 10.8h6M7 13.2h6\"\/><\/svg><\/span><b>Enforcement in Germany<\/b><span>without a declaration of enforceability (Art.\u00a039 Brussels Ia) and without an enforcement clause (sec.\u00a01112 ZPO)<\/span><\/li><\/ol><\/figure>\n    <div class=\"probs rv d1\">\n      <div class=\"prob\"><span class=\"bwx-pico\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M3 12h18M12 3c2.5 2.6 3.8 5.6 3.8 9s-1.3 6.4-3.8 9c-2.5-2.6-3.8-5.6-3.8-9S9.5 5.6 12 3z\"\/><\/svg><\/span><b>Polish judgment, German debtor<\/b><p>We enforce Polish titles in Germany under the Brussels Ia Regulation \u2014 without separate recognition proceedings.<\/p><\/div>\n      <div class=\"prob\"><span class=\"bwx-pico\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 3 4.5 6v5.5c0 4.6 3.2 8.2 7.5 9.5 4.3-1.3 7.5-4.9 7.5-9.5V6z\"\/><path d=\"m8.8 12.2 2.3 2.3 4.3-4.6\"\/><\/svg><\/span><b>Securing assets<\/b><p>Attachment (Arrest) and interim security before the debtor moves assets away.<\/p><\/div>\n      <div class=\"prob\"><span class=\"bwx-pico\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 3.5 2.5 20h19z\"\/><path d=\"M12 10v4.5M12 17.3v.1\"\/><\/svg><\/span><b>Debtor insolvency<\/b><p>Filing the claim in German insolvency proceedings and monitoring the process.<\/p><\/div>\n    <\/div>\n    <div class=\"mini-cta rv\"><b>Claims against Polish business partners?<\/b><span style=\"color:var(--ink-soft);font-size:.92rem\">Debt collection in Poland and enforcement of German titles \u2014 from one firm, in both legal systems.<\/span><a href=\"https:\/\/bwlaw.de\/en\/debt-collection-poland\/\" class=\"btn\">Debt collection in Poland <span class=\"arr\">\u2192<\/span><\/a><\/div>\n  <\/div>\n<\/section>\n\n\n<!-- LEAD MAGNET -->\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <div class=\"magnet rv\" id=\"materialy\">\n      <div class=\"magnet-ico\">\u2b07<\/div>\n      <div>\n        <b>Before you instruct us \u2014 document checklist (PDF)<\/b>\n        <p>Invoices, contract, correspondence, limitation periods: what to prepare so collection starts without delay.<\/p>\n      <\/div>\n      <form class=\"magnet-form\" method=\"post\" action=\"\/wp-admin\/admin-post.php\">\r\n        <input type=\"hidden\" name=\"action\" value=\"bwlaw_lead\">\r\n        <input type=\"hidden\" name=\"magnet\" value=\"inkasso-en\">\r\n        <input type=\"text\" name=\"bw_website\" tabindex=\"-1\" autocomplete=\"off\" aria-hidden=\"true\" style=\"position:absolute;left:-9999px;width:1px;height:1px;opacity:0\">\r\n        <input type=\"email\" name=\"email\" required placeholder=\"Your e-mail address\" aria-label=\"E-mail address\">\r\n        <label class=\"optin\"><input type=\"checkbox\" name=\"zgoda_material\" value=\"1\" required><span>Please send the checklist to the e-mail address provided. <a href=\"\/en\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">Privacy notice<\/a>.<\/span><\/label>\r\n        <label class=\"optin\"><input type=\"checkbox\" name=\"zgoda_marketing\" value=\"1\"><span>I would also like to receive information about changes in German law. I can withdraw this consent at any time.<\/span><\/label>\r\n        <button class=\"btn\" type=\"submit\">Send confirmation link <span class=\"arr\">\u2192<\/span><\/button>\r\n      <\/form>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- FAQ -->\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <div class=\"sec-head rv\">\n      <span class=\"eyebrow\">FAQ<\/span>\n      <h2>Frequently asked questions about debt collection<\/h2>\n    <\/div>\n    <div class=\"bwx-split bwx-split--top\"><div class=\"faq-list rv d1\">\n      <div class=\"qa open\">\n        <button aria-expanded=\"true\">What does debt collection cost and who pays for it?<span class=\"pl\">+<\/span><\/button>\n        <div class=\"ans\"><div><p>Fees follow the RVG statute and the value of the claim. If the debtor is in default, the lawyer\u2019s collection costs are damages the debtor must generally cover \u2014 we add them to the claim together with default interest.<\/p><\/div><\/div>\n      <\/div>\n      <div class=\"qa\">\n        <button aria-expanded=\"false\">What is a Mahnbescheid and when is it worthwhile?<span class=\"pl\">+<\/span><\/button>\n        <div class=\"ans\"><div><p>A Mahnbescheid is a court payment order issued in simplified proceedings \u2014 faster and cheaper than a lawsuit. It works well when the debtor does not contest the claim. After an objection the case moves to ordinary litigation, so strategy follows the debtor\u2019s behaviour.<\/p><\/div><\/div>\n      <\/div>\n      <div class=\"qa\">\n        <button aria-expanded=\"false\">I have a Polish judgment. Can you enforce it in Germany?<span class=\"pl\">+<\/span><\/button>\n        <div class=\"ans\"><div><p>Yes. Polish judgments and payment orders are enforceable in Germany under the Brussels Ia Regulation \u2014 without separate recognition proceedings. We prepare the documents and enforce against the debtor\u2019s assets in Germany.<\/p><\/div><\/div>\n      <\/div>\n      <div class=\"qa\">\n        <button aria-expanded=\"false\">What if the German debtor files for insolvency?<span class=\"pl\">+<\/span><\/button>\n        <div class=\"ans\"><div><p>We file your claim in the insolvency schedule and monitor the deadlines. The earlier you react to signs of insolvency, the better your chances of at least partial recovery.<\/p><\/div><\/div>\n      <\/div>\n    <\/div><figure class=\"bwx-ph bwx-side bwx-sticky rv d1\"><img src=\"\/wp-content\/themes\/bwlaw-child-1\/assets\/img\/duett-schreibtisch-2026.webp\" srcset=\"\/wp-content\/themes\/bwlaw-child-1\/assets\/img\/duett-schreibtisch-2026-560.webp 560w, \/wp-content\/themes\/bwlaw-child-1\/assets\/img\/duett-schreibtisch-2026.webp 900w\" sizes=\"auto, (max-width: 900px) 92vw, 380px\" width=\"900\" height=\"1125\" alt=\"Dr. Karolina Wr\u00f3blewska and Dr. Artur Barczewski at the desk\" loading=\"lazy\" decoding=\"async\" style=\"object-position:50% 40%\"><\/figure><\/div>\n  <\/div>\n<\/section>\n\n\n<!-- CASE STUDY -->\n<section class=\"sec alt\">\n  <div class=\"wrap\">\n    <div class=\"sec-head rv\">\n      <span class=\"eyebrow\">Case study<\/span>\n      <h2>How we work with cross-border businesses<\/h2>\n    <\/div>\n    <div class=\"case rv d1\">\n      <div class=\"case-body\">\n        <span class=\"tag\">Client: Polish logistics company<\/span>\n        <h3>Ongoing support for a logistics company on the German market<\/h3>\n        <p>A logistics company operating in Germany entrusted us with its ongoing legal support \u2014 from contracts to enforcing receivables. Knowing the German legal environment lets us react before disputes grow.<\/p>\n        <ul class=\"case-facts\">\n        <li>ongoing legal support in the German environment<\/li>\n        <li>support with contracts and cross-border receivables<\/li>\n        <li>ongoing cooperation<\/li>\n        <\/ul>\n      <\/div><figure class=\"bwx-case-ph\"><img src=\"\/wp-content\/themes\/bwlaw-child-1\/assets\/img\/team-besprechung-2026.webp\" srcset=\"\/wp-content\/themes\/bwlaw-child-1\/assets\/img\/team-besprechung-2026-600.webp 600w, \/wp-content\/themes\/bwlaw-child-1\/assets\/img\/team-besprechung-2026.webp 1000w\" sizes=\"auto, (max-width: 1020px) 92vw, 440px\" width=\"1000\" height=\"667\" alt=\"Dr. Karolina Wr\u00f3blewska and Dr. Artur Barczewski in a meeting\" loading=\"lazy\" decoding=\"async\"><\/figure>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- KONTAKT NA STRONIE -->\n<!-- Z BAZY WIEDZY -->\r\n<section class=\"sec\">\r\n  <div class=\"wrap\">\r\n    <div class=\"sec-head rv\">\r\n      <span class=\"eyebrow\">Knowledge base<\/span>\r\n      <h2>Guides: debt collection<\/h2>\r\n    <\/div>\r\n    <div class=\"kb-grid rv d1\" style=\"margin-top:2rem\">\r\n      <article class=\"kb-card\" data-cat=\"windykacja\">\n        <span class=\"cat\">Debt collection<\/span>\n        <h3>Your German partner is insolvent \u2014 how to file your claim<\/h3>\n        <p>Insolvency proceedings from the creditor\u2019s view: deadlines, the claims schedule, realistic recovery.<\/p>\n        <div class=\"meta\"><span>\u2248 6 min read<\/span><a href=\"https:\/\/bwlaw.de\/en\/knowledge-base\/german-debtor-insolvency\/\">Read \u2192<\/a><\/div>\n      <\/article>\n      <article class=\"kb-card\" data-cat=\"windykacja\">\n        <span class=\"cat\">Debt collection<\/span>\n        <h3>Statute of limitations \u2014 the three-year rule and the deadlines that matter<\/h3>\n        <p>Three years from year-end under secs. 195, 199 BGB, five and 30-year periods, suspension by lawsuit or Mahnbescheid, restart under sec. 212 BGB.<\/p>\n        <div class=\"meta\"><span>\u2248 8 min read<\/span><a href=\"https:\/\/bwlaw.de\/en\/knowledge-base\/limitation-periods-germany\/\">Read \u2192<\/a><\/div>\n      <\/article>\n      <article class=\"kb-card\" data-cat=\"windykacja\">\r\n        <span class=\"cat\">Debt collection<\/span>\r\n        <h3>Mahnbescheid \u2014 the German payment order: deadlines, objection, consequences<\/h3>\r\n        <p>Two weeks to object, one month if served abroad. The enforcement order, limitation effects and the creditor route via AG Wedding \u2014 a complete guide.<\/p>\r\n        <div class=\"meta\"><span>\u2248 12 min read<\/span><a href=\"https:\/\/bwlaw.de\/en\/knowledge-base\/mahnbescheid-german-payment-order\/\">Read \u2192<\/a><\/div>\r\n      <\/article>\n    <\/div>\r\n    <div class=\"chips rv\" style=\"margin-top:1.6rem\">\r\n      <a href=\"https:\/\/bwlaw.de\/en\/knowledge-base\/\">All articles in the knowledge base \u2192<\/a>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n<section class=\"sec\" id=\"kontakt\">\n  <div class=\"wrap\">\n    <div class=\"sec-head rv\">\n      <span class=\"eyebrow\">Contact<\/span>\n      <h2>Do not wait until your claim becomes time-barred<\/h2>\n      <p style=\"color:var(--ink-soft);max-width:62ch;margin-top:.8rem\">Send the invoice, contract and correspondence. We assess your chances, state the costs and propose the right route to your money.<\/p>\n    <\/div>\n    <style>\n    #kontakt .k-grid{display:grid;grid-template-columns:1.05fr .75fr;gap:1.8rem;margin-top:2.2rem;align-items:start}\n    @media(max-width:900px){#kontakt .k-grid{grid-template-columns:1fr}}\n    #kontakt .cform{background:#fff;border:1px solid var(--line);border-radius:20px;padding:1.8rem;box-shadow:0 18px 44px rgba(22,21,19,.07)}\n    #kontakt .cform label{display:block;font-size:.8rem;letter-spacing:.06em;color:var(--ink-soft);margin:0 0 .35rem}\n    #kontakt .cform input,#kontakt .cform textarea{width:100%;background:var(--ivory);border:1px solid var(--line);border-radius:12px;color:var(--ink);padding:.85rem 1rem;font-family:inherit;font-size:.95rem;margin-bottom:1.1rem}\n    #kontakt .cform input:focus,#kontakt .cform textarea:focus{outline:none;border-color:var(--terra)}\n    #kontakt .cform textarea{min-height:120px;resize:vertical}\n    #kontakt 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Rechtsanwalt \/ Radca prawny\" width=\"72\" height=\"72\" loading=\"lazy\">\n          <div><b>Dr. Artur Barczewski<\/b><div class=\"role\">niedergelassener europ\u00e4ischer Rechtsanwalt \/ Radca prawny<\/div><\/div>\n        <\/a>\n        <a class=\"k-person\" href=\"\/en\/team\/karolina-wroblewska\/\">\n          <img decoding=\"async\" src=\"\/wp-content\/themes\/bwlaw-child-1\/assets\/img\/dr-karolina-wroblewska.webp\" alt=\"Dr. Karolina Wr\u00f3blewska \u2013 niedergelassene europ\u00e4ische Rechtsanw\u00e4ltin \/ Radca prawny\" width=\"72\" height=\"72\" loading=\"lazy\">\n          <div><b>Dr. Karolina Wr\u00f3blewska<\/b><div class=\"role\">niedergelassene europ\u00e4ische Rechtsanw\u00e4ltin \/ Radca prawny<\/div><\/div>\n        <\/a>\n        <ul>\n          <li>Reply within one business day<\/li>\n          <li>Advice in English, German and Polish<\/li>\n          <li>Quote before you instruct us<\/li>\n        <\/ul>\n        <a class=\"tel\" 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Often a lawyer\u2019s letter with the threat of litigation is enough. Send us the documents \u2014 we will propose the right route.' },\n    { min: 5, cls: 'mid', title: 'A solid basis \u2014 strategy will decide', text: 'The claim is recoverable, but speed and cost depend on strategy: demand letter, payment order or straight to court. We assess the documents and the debtor\u2019s behaviour before you spend money on the wrong route.' },\n    { min: 0, cls: 'low', title: 'A difficult case \u2014 but let us see what can be saved', text: 'Old or poorly documented claims require a review of limitation and evidence. Sometimes part can still be recovered \u2014 for example after acknowledgment or partial payments. One call will give you clarity.' }\n  ]\n}\n<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>Construction law Debt collection Corporate law Employment law Cars Knowledge base Team Contact us \u2192 \u2630 Home\/Practice areas\/Debt collection Debt collection in Germany Your debtor will not pay? We collect debts in Germany. We handle debt collection from the first demand letter to enforcement \u2014 as lawyers, not a collection agency. A letter from a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4397,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-bwlaw-page.php","meta":{"footnotes":"","rank_math_title":"Debt collection in Germany and Poland | BWLAW","rank_math_description":"Debt collection in Germany and Poland: demand letter, payment order, lawsuit and enforcement in one firm. Including enforcement of German judgments in Poland.","rank_math_focus_keyword":"debt collection in Germany","rank_math_robots":[]},"class_list":["post-4427","page","type-page","status-publish","hentry"],"bwlaw_import":{"lang":"en","template":"template-bwlaw-page.php"},"_links":{"self":[{"href":"https:\/\/bwlaw.de\/en\/wp-json\/wp\/v2\/pages\/4427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bwlaw.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bwlaw.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bwlaw.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bwlaw.de\/en\/wp-json\/wp\/v2\/comments?post=4427"}],"version-history":[{"count":12,"href":"https:\/\/bwlaw.de\/en\/wp-json\/wp\/v2\/pages\/4427\/revisions"}],"predecessor-version":[{"id":5017,"href":"https:\/\/bwlaw.de\/en\/wp-json\/wp\/v2\/pages\/4427\/revisions\/5017"}],"up":[{"embeddable":true,"href":"https:\/\/bwlaw.de\/en\/wp-json\/wp\/v2\/pages\/4397"}],"wp:attachment":[{"href":"https:\/\/bwlaw.de\/en\/wp-json\/wp\/v2\/media?parent=4427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}